Top 5 Must-Have Allowance and Budgeting Apps for Kids

"Change is the only constant.”

- Heraclitus

Happy Fri-YAY, Mama! 🥳 You’ve survived another week of ‘Mom, I can’t find it!’ and ‘Mom, she’s touching me!’ Congrats! Get ready for some fresh ammo for your mommy arsenal.

Today’s Mommy scoop:

• 5 Must-Have Apps for Kids' Allowances

• DIY Spill-Proof Cups: Less Mess!

• Snack Game: Banana-PB Roll-Ups 🍌🥜

• Craft Time: Pumpkin Yarn Tassels

Imagine your backyard as a tranquil oasis — Tupelo

The Digital Playground

The 5 Best Allowance and Budgeting Apps for Kids

Tired of screen time being "me time" for the kids while you fantasize about it being a tad more educational?

How about we convert those devices into a financial literacy playground?

FamZoo

FamZoo is the Swiss Army knife of allowance apps—chores, budgets, you name it. Payments are easily funneled into spend, save, and give accounts.

Plus, it has an interest feature to introduce the magic of compound growth!

Subscription costs range from $2.50 to $4.33 per month.

• Mom Tip: Use FamZoo's interest feature to simulate a real-world bank account, and have a monthly "balance review" with your kids to show them how their savings are growing. They’ll be excited to see their money work for them!

RoosterMoney

No subscription? No problem.

RoosterMoney gives you the basics for free, and for the littles, there's a "star currency" to make saving fun.

Want to invest a bit? For $18.99 per year, you get chore tracking and more.

Step

For the teen in your life, Step offers a free bank account with zero fees, and it comes with a Visa card.

It’s a cool way to give them a taste of adulting while keeping an eye on how they're doing.

• Mom Tip: Utilize the parental oversight feature to co-review monthly statements with your teen. Use this as a teaching moment to discuss good spending habits and the importance of saving.

Current

Current not only gives you scheduled allowance features but also keeps you updated with instant spending notifications.

You can even limit where they can spend their money.

• Mom Tip: Use the spending limit feature to teach budgeting. Allocate specific amounts for categories like “Entertainment” or “Snacks” to mimic how adults manage funds.

Greenlight

Greenlight is your all-in-one financial teaching tool, featuring separate accounts for spending, saving, and giving.

Teens can even use Apple Pay and Google Pay. Interested in teaching investing? They've got that too.

Wrapping It Up

Let’s turn those iPads into financial advisors, shall we?

Screen time doesn't have to be a parent's foe if we can make it a teaching tool.

Cheers, mamas! 🥂

Keep reading here.

Together with Tupelo Goods

Upgrade Your Backyard Oasis

Ever wished for a moment of peace amid the chaos of a kiddie pool party?

Enter your secret weapon for outdoor tranquility — Tupelo Goods.

Our crowd favorite? The Loop Lounge Chair in Highcloud White — an embodiment of modern design, eternal durability, and superior comfort.

So why wait? Bring back some 'me-time' to your backyard.

Mom's Mic: This Week’s Poll 🎤 

Poll Results From 10/11

What's your family's favorite weekend activity?

 🟨🟨🟨🟨⬜️⬜️ Going to the park (32%)

🟨⬜️⬜️⬜️⬜️⬜️ Baking or cooking together (7%)

🟨🟨⬜️⬜️⬜️⬜️ Movie nights (15%)

🟨⬜️⬜️⬜️⬜️⬜️ Playing board games (7%)

🟩🟩🟩🟩🟩🟩 Exploring new places (39%)

Featured Response 🙂 

Mom Hack

DIY Spill-Proof Cups

Mom Hack

No more mess!

Stretch some plastic wrap over the top of your child's cup and poke a straw through it.

Now they can sip without the accidental spills!

Mom’s Menu

Banana-PB Roll-Ups: Snack Win! 🍌🥜

You know how life gets crazy and suddenly, it’s 3 pm, and your kids are about to turn into tiny hangry monsters?

Don’t stress, because I've got your back with this no-fuss, "kids-are-finally-quiet" snack. 🤫

Ingredients 📝

• 2 bananas, peeled

• 1/4 cup peanut butter, divided (or almond or sunflower butter)

• 2 tortillas

Instructions 👩‍🍳

1. Lay a tortilla flat and spread 2 tbsp of peanut butter to coat it evenly.

2. Place a peeled banana near the edge of your tortilla.

3. Roll that bad boy up!

4. Cut into 1/2 inch rounds and serve 'em up.

Note: If your tortilla is stiff, pop it in the microwave between two moist paper towels for 15-20 seconds. Voilà, problem solved!

Note 📌

• This recipe is versatile! Swap out the peanut butter for almond or sunflower butter if you like.

• You can also switch up the tortillas. Go for whole wheat, white, or even one with seeds. Just make sure it's flexible, not like your toddler’s willingness to put on shoes. 🤣

Alright, mamas, there you have it!

A snack so easy, you can even prepare it with one eye on the kids and the other on your ever-growing laundry pile.

Full recipe here.

Daily DIY (Fall Edition)

Pumpkin Yarn Tassels

Let's level up our pumpkin game this fall!

Picture your pumpkins dressed up with cute yarn tassels and colorful wood beads.

It's a super-easy DIY project—you only need yarn, scissors, and beads. Maybe some craft paint if you're feeling artsy.

The kiddos can even help!

These tassels are addicting to make, so consider this your new mom-time treat.

Let's be the moms with the coolest pumpkins around, shall we?

The tutorial is here.

Mom’s Choice

Okay, look, your little rascal wants to 'help' every time you so much as change a light bulb, am I right?

This toolbox is the answer to "Mommy, I wanna do it!"

Now they can hammer and twist screws to their heart's content—zero chance they'll accidentally unscrew a table leg.

You get a few minutes of peace, and they feel like the family hero. 🦸 

Win-win!

Take-Along Tool Kit Toy

Game

Mama Knows Best: True or False?

Time-outs are ineffective for children under the age of 2.
(Answer below)

A) True

B) False

Mom’s Meme 🤣

Answer

A) True