5 Essential Money Tips for Moms

"Motherhood: All love begins and ends there."

- Robert Browning

Well, hello Momma! Just blink and whoops, it's Wednesday! Fear not, we've got your back with some delightful gems today.

Today’s Mommy scoop:

• Mom's Financial Fitness: 5 Crucial Tips

• Activity Bag Magic

• Guacamole Goodness: 15-minutes

• DIY Treasure Hunt

Budget Diapers & College Dreams

Banking on Motherhood: 5 Money Tips for Moms

Just when you thought diapers were the most expensive part of motherhood, meet its budget-busting cousins: "emergency funds" and "life insurance".

From surviving financial turbulence to winning at home economics, here's your roadmap to financial savvy.

1. Expecting the Unexpected

Financial planners suggest stashing away a six-month cushion for those 'uh-oh' moments.

It’s like keeping a secret stash of chocolate, but this one saves you from unforeseen unemployment or the wrath of a broken washing machine.

2. Insurance: Not Just for Cars and Cell Phones

Think about it - if the home's primary breadwinner was a loaf of bread, would you insure it?

Definitely! Same principle here. 

The primary earner should be insured enough to support the family even in their absence.

3. Tag-Team Finances

Splitting household chores is common; so why not do the same for finances?

Everyone should know where the treasure (savings) is buried and who the pirate (debt) is.

Engagement with financial advisors should be a family date.

And no, hiding the credit card bill under the bed doesn't count as financial planning.

4. Becoming a Home-Ec Warrior

As a mom, you've tackled diaper changes and toddler tantrums, so investment lingo is just another feather in your cap.

Saving, investing, and monitoring your credit history are as important as the ABCs and 123s.

Remember, knowledge is power, and in this case, dollars too!

5. Keep One Foot on the Career Ladder

Leaving your job shouldn't mean burning the corporate ladder.

Part-time work or volunteering can keep your skills sharp and your resume fresh.

When you're ready to climb again, you'll be thankful for that foothold!

Takeaway

Keep these golden nuggets in mind: plan for the rainy days, insure where needed, and brush up on your financial lingo. 

Keep reading here

Together with Sijo

Bedtime Bliss: Because Moms Deserve a Great Sleep Too

Ever wished for bedtime to be as peaceful as a sleeping babe?

It can be, with Sijo! 

Engineered for unparalleled comfort and cooling, their sleep goods are like a gentle night-time lullaby for tired moms​.

Plus, each purchase helps a non-profit of your choice - sleep well and do good!

Turn your 'goodnight' into 'great night' with Sijo.

Mom Hack

Keep a small bag of kid activities in your car.

Mom Hack

Keep a bag in your car, always packed with a storybook, a mess-free Water Wow coloring book, and a mini notebook with a crayon set.

Perfect for restaurant trips or any occasion needing some pint-sized distractions!

Check out this adorable Buckle Toy backpack off Amazon.

Mom’s Menu

Delightful Homemade Guacamole in 15 Minutes

Ready for a family-friendly recipe that's a total flavor explosion?

Our Homemade Guacamole is quick, nutritious, and always a crowd-pleaser.

Ingredients

• 3 ripe medium avocados

• 2 diced small Roma tomatoes

• Juice of 1 medium lime

• 1 minced garlic clove

• 1/4 cup finely chopped cilantro

• 1/2 teaspoon sea salt

• 1/2 teaspoon onion powder

• 1/4 teaspoon Tony Chachere seasoning (optional, for extra spice)

Instructions

1. Get Mashing: Cut avocados in half, remove seeds, scoop out the flesh into a bowl, and mash until you reach your preferred chunkiness.

2. Add the Flavor: Dice those tomatoes, mince the garlic, chop cilantro, and add them to the mashed avocados. Give it a gentle stir to mix everything up nicely.

3. Season to Taste: Sample your guac, add more salt, lime juice, or Tony Chacheres if you think it needs a little extra kick.

4. Serve and Enjoy: Voilà! You've got a fresh, homemade guacamole ready to serve!

Substitutions & Tips

• Add diced red onion, radishes, cumin, or minced jalapeno for more flavor

• Swap lime juice with orange juice or add a diced mango for a sweet twist.

• Store guacamole in the fridge for up to 3 days. Keep it green with plastic wrap or a thin layer of cold water on top.

• Freeze ripe avocados for later use. Wrap in plastic, store in a resealable bag, and freeze for 3-6 months.

• Enjoy your guacamole as a sandwich spread, a topping for veggie patties, or even in a grilled cheese sandwich!

Just like that, you've elevated snack time to an all-time high.

Remember, you can always adjust this recipe to your family's liking.

So, next time you want a healthy, easy, and fun dish that's sure to disappear quickly, whip up this homemade guacamole.

Happy cooking, mamas!

Keep reading here.

Daily DIY

Backyard Treasure Hunt

DIY Project

Ready to ignite your little ones' map-reading skills? 

Create a homemade treasure or prize hunt for them, guiding them along an exciting path.

And here's the twist: Let the tables turn and have your kids create their own maps for you to follow.

Get ready for some adventurous family fun and don't forget to share your map-making escapades—I’d love to hear all about it and share the story!

Mom’s Choice

This toothbrush holder helps maintain a clean and organized bathroom, even with kids.

It's my favorite because it not only frees up counter space but also keeps toothbrushes off surfaces, reducing germ exposure.

Toothbrush Holder Wall Mounted

Game

Parenting Quiz

At what age do most children start to walk? (Answer below)

A. 6-9 months

B. 9-12 months

C. 12-15 months

D. 15-18 months

E. When they realize you've moved the cookie jar

Mom’s Meme 🤣

Answer

C. 12-15 months