Should You Talk to Your Kids About Money Problems?

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"Be messy and complicated and afraid and show up anyways."

-Glennon Doyle Melton

Good morning, Chief Household Officer! It's Friday - which means we've successfully survived another week of 'Mom-ing'. So buckle up and prepare to dive into our end-of-week special.

Today’s Mommy scoop:

• Navigating 'Money Talk' with the littles

• Childens shoe mom hack

• Cereal? No, breakfast nachos

• A DIY wind chime project

Being a mom is tough. Sip back, relax, and enjoy world-class wines without the world-class price.

Budget Diapers & College Dreams

Should You Talk to Your Kids About Money Troubles?

Need to talk money troubles with your little ones?

Here's a guide to help you explain without scaring them or making it all too complex.

Kid-Friendly Money Talk

Let's face it, money troubles can happen. When talking about them to your kids, therapist Amy Morin suggests keeping it simple:

• Avoid talking about bills or debts. Instead, say you're saving money for necessary things like electricity or food.

• Share your plan to sort things out, like working more hours or getting help from others. Just remember to keep it simple!

The Budget Game

Include your children in your budget plan:

• Explain that you're cutting back on extra stuff, but still plan fun activities that don't cost money.

• Assure them that you've got things under control, which will help them feel safe and secure.

Sparing the Scary Stuff

Keep grown-up financial problems from your little ones:

• Don't let them overhear fights about money or see upsetting messages about bills.

• If they ask questions, give them a simple answer so they don't worry too much.

Talking Money at Different Ages

How you talk about money can depend on how old your child is:

• For very little kids, keep it positive and simple.

• For school-age kids, explain how you're using money for important things only.

• For tweens, give more details, like how you're choosing necessities over certain brands or activities.

• For teenagers, you can get real about what things cost, and how hard you work to cover these expenses.

No Worst-Case Scenarios

Child psychologist Jennifer Weber advises against sharing the worst possible outcomes with your kids:

• Focus on what's staying the same and what might change a bit.

• Answer only what they ask to avoid creating unnecessary worry.

Keep reading here.

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Mom Hack

Sticker Shoe Hack

Mom Hack

The sticker shoe hack can simplify your toddler's life.

Just cut a sticker in half, placing each half in the corresponding shoe.

It's an easy way for them to identify which shoe goes on which foot.

Mom’s Menu

Breakfast Nachos

Hey Mama, ever thought of breakfast and nachos in the same sentence?

Prepare to have your mornings revolutionized with this fun, hearty, and easily customizable Breakfast Nachos recipe!

Ingredients:

• 2 cups tortilla chips

• 1 cup mozzarella cheese (or your kids' favorite cheese!)

• 2 teaspoons olive oil or butter

• 2 large eggs

Topping Ideas:

• Guacamole

• Salsa

• Chopped cilantro

• Crumbled cooked bacon or breakfast sausage

• Cooked pinto, refried, or black beans

• Any cooked leftover vegetables on hand. Yes, you heard it right, even those peas that little Sammy didn't eat last night!

Instructions:

1. Preheat and Prep: Fire up that oven or toaster of yours to 350°F.

2. Chip and Cheese Time: Arrange your crunchy tortilla chips on a parchment lined quarter sheet pan or toaster tray. Shower them with the cheese and bake for about 10 minutes or until the cheese gets all melty and irresistible.

3. Egg-cellent Addition: While your chips are getting all cheesy in the oven, heat up some olive oil or butter in a large pan over medium heat. Now, ever so gently, crack those eggs into the skillet and let them cook for 2-3 minutes. Feel free to flip them halfway through if that's how your family rolls. You could even scramble the eggs if you prefer.

4. Top It All Off: Take your chips and melted cheese out of the oven and top them off with your sunny-side-up (or scrambled) eggs and all your chosen toppings. The world is your oyster, or in this case, your nacho!

Pro Mom Tip:

Invite your little helpers to join in.

Sprinkling cheese, choosing toppings - it’s not just fun, but also teaches them about food and gets them excited to eat their creations.

Trust me, breakfasts will never be the same again!

Keep reading here.

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Daily DIY

Melted Pony Bead Wind Chimes

Kids love seeing the cause-and-effect, before-and-after of melting down pony beads into different molds.

Melt pony beads into different shapes to make fascinating wind chimes.

It's a fun and rewarding project that kids will love.

The tutorial is here.

Mom’s Choice

This play table is a game-changer because it keeps Lego pieces organized and out of sight, saving moms from stepping on those stray pieces! 🫢 

It's a favorite because it doubles as a storage unit, saving space, and encourages creativity in children.

2 in 1 Kids Construction Play Table with Storage Drawers

Game

Parenting Quiz

At what age do most children learn to hop on one foot? (Answer below)

A) 2 years

B) 3 years

C) 4 years

D) 5 years

E) When they step on their first ant hill

Mom’s Meme 🤣

Answer

C) 4 years